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Layaway Payment Plans

Richards Bicycles main focus is to offer our customers the best customer service in the cycling industry.  We believe that with great customer service should come flexible payment options, which is why Richards Bicycles offers flexible "shop now, pay later" layaway plans and financing options.  Please review our flexible layaway plans below.  If you're interested in putting any item(s) on layaway, please stop in the shop or call one of our friendly sales representatives at 708-448-4601.

Flexible Layaway Plans

1 Month Layaway Plan
- 10% minimum down payment required
- Flexible weekly payments can be arranged
- Make payments as you can afford them
- 0% Interest
- No credit required
- Pick your bike / item up once item has been paid in full
3 Month Layaway Plan
- 20% minimum down payment required
- Flexible weekly, bi-weekly or monthly payments can be arranged
- Make payments as you can afford them.
- 0% Interest
- No credit required
- Pick your bike / item up once item has been paid in full
   
6 Month Layaway Plan
- 25% minimum down payment required
- Flexible weekly, bi-weekly or monthly payments can be arranged
- Make payments as you can afford them
- 0% Interest
- No credit required
- Pick your bike / item up once item has been paid in full
Other Layaway Plan
- If you're purchasing an expensive bike, build kit or other related item, we understand that it can sometimes take a while to pay off.  If you need payment terms longer than our 6 month plan, please do not hesitate to discuss this with your sales representative.  Here at Richards Bicycles, we pride ourselves on our layaway flexibility, and we'll be happy to work with you directly to come up with some type of payment plan that best fits your financial needs.